Please use this identifier to cite or link to this item: http://hdl.handle.net/11455/99362
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dc.contributor.authorAnh-Tuan Doanzh_TW
dc.contributor.authorKun-Li Linzh_TW
dc.contributor.author董澍琦zh_TW
dc.contributor.authorShuh-Chyi Doongzh_TW
dc.date2017-07-19-
dc.date.accessioned2020-02-04T03:45:22Z-
dc.date.available2020-02-04T03:45:22Z-
dc.identifier.urihttp://hdl.handle.net/11455/99362-
dc.description.abstractThis paper examines the relation between income diversification and bank efficiency across 83 countries over the period 2003–2012. We also evaluate how ownership structure affects the impact of bank diversification on cost efficiency. Using a stochastic frontier approach to estimate bank cost efficiency, we find evidence that increased diversification tends to improve bank efficiency but the benefits of diversification are offset by the increased exposure to volatile non-interest activities. With respect to the impact of ownership, we find that state-owned banks with fewer volatile income sources are likely to be less efficient in terms of income diversification. Our results also reveal that more diversified foreign-owned banks tend to be less efficient in developed countries, while the increased foreign ownership of banks appears to improve the diversification benefits in developing countries after the financial crisis. Our findings highlight the implications of bank income diversification and ownership for efficiency and are relevant to bank regulators who are considering additional regulations on bank management.zh_TW
dc.language.isoen_USzh_TW
dc.relationInternational Review of Economics & Finance, Volume 55, May 2018, Pages 203-219zh_TW
dc.relation.urihttps://www.sciencedirect.com/science/article/pii/S1059056017305282zh_TW
dc.subjectIncome diversificationzh_TW
dc.subjectOwnership structurezh_TW
dc.subjectEfficiencyzh_TW
dc.subjectBankingzh_TW
dc.titleWhat drives bank efficiency? The interaction of bank income diversification and ownershipzh_TW
dc.typeJournal Articlezh_TW
dc.identifier.doi10.1016/j.iref.2017.07.019zh_TW
dc.awards2018zh_TW
item.cerifentitytypePublications-
item.grantfulltextrestricted-
item.languageiso639-1en_US-
item.fulltextwith fulltext-
item.openairecristypehttp://purl.org/coar/resource_type/c_18cf-
item.openairetypeJournal Article-
Appears in Collections:財務金融學系所
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